Tagit — Mobeix™ digital banking platform

Every experience journey
a bank needs.

Ready-to-deploy digital experiences, engineered to perform, scale and delight. At work for over two decades.

Mobeix Family Banking running on iPhone

Trusted by leading banks and financial institutions

Axis Bank
Citi Bank
SIF
Saraswat Bank
Baiduri Bank
China Bank
AU Small Finance Bank
Singapura Finance
Advans Group
Emirates Development Bank

Built once.
Running everywhere.

Great banking experiences shouldn’t have to be reinvented for every channel, or for every organisation.

We build each capability once, to an uncompromising standard, and then configure it to your organisation’s need instead of rebuilding it. Mobeix™, our cloud-native, open-API platform stands at the core of our product line, bringing alive the one consistent omni-channel experience you want to provide to your customer. It also means that your teams get one platform to manage, secure and scale.

The result is faster launches, lower cost of ownership and every improvement reaching every channel at once. It is how our clients go live in months. That said, our suite of products are built to adapt to and run on any platform you may be working with as well, giving you the advantage of taking off from where you stand.

4 banking suites on one platform
25M+ active users on the platform
22 years building digital channels since 2004

Architecture

Why banks
pick it.

Cloud-native and container based, deployed on-premise or in your private cloud. Start with a minimal footprint and scale individual components independently as the user base grows, so the deployment stays flexible as demand changes.

End-to-end encryption between the device and the Mobeix™ server, over and above TLS, using per-session key exchange. Certificate and public key pinning, multi-factor and biometric authentication, and PII encrypted at rest. Client-side defences include root and emulator detection, code obfuscation and device binding.

Capabilities are packaged as independently deployable services behind documented APIs, giving you a foundation for open banking rather than a rebuild. SDKs let your own teams and third parties build their own front ends on the same interfaces.

Business components are built to be shared, not bound to a single product. Common services such as identity and access management can be reused across the bank’s wider channel estate rather than rebuilt per channel.

A host abstraction layer sits between the channel and your back end, so core banking, cards, payments and third-party systems are integrated through adapters rather than changes to the channel itself. Replacing or adding a back-end system does not mean rebuilding the front end.

Retail, corporate and family banking run on the same platform and the same operational tooling, so a second or third app does not mean a second stack to run.

Product range

Four suites.
One platform underneath.

Every suite ships out of the box, shares the same components, and is configured to your brand, your core and your regulator. Tap any of them.

ACROSS ALL FOUR SUITES Digital onboarding & eKYC

One onboarding flow across retail, SME, corporate and family banking products.

PlatformMobeix™

The platform every suite runs on — channels, journeys, security.

Mobeix™ Platform

One platform.
Every channel.

Mobeix™ runs online and mobile for Retail, SME, Corporate and Family Banking, at top institutions across Asia, the Middle East and Africa. Mobeix™ sits between a bank’s core systems and every channel its customers use — mobile, internet, wearables and voice. It is a microservices, API-enabled platform, so components scale independently and a new journey is configured rather than rebuilt.

Start with our platform, and we will help you build a fully custom digital experience on top of it. We provide the engine, the components and the security; your team controls what customers actually see and use.

Flexible development options
Build with our delivery team, your in-house developers, or a combination of both. The platform makes no assumptions about who owns the code, so the mix can evolve as your team does.
Native app experience
Real device UI elements are rendered directly, not simulated or built on web views, so every journey behaves the way the platform intends.
Enterprise-grade security
End-to-end encryption from device to bank server, multi-factor and biometric authentication, and an entitlement model already proven in large-scale production environments.
API ecosystem
Every feature is accessible through a documented API, with open banking standards built in from the start and an SDK available for your own teams as well as third parties.
Cloud or on-premise
Deploy in a private cloud or on infrastructure you control, starting small and scaling individual components independently as your digital footprint grows.

Mobeix™ Retail Banking

Everyday banking,
anywhere.

Onboarding, accounts, payments, cards and servicing across mobile, internet, wearables and voice — over 100 retail features out of the box, live in four to six months.

Mobeix Retail Banking on tablet, laptop and phone

Onboarding & eKYC

Account opening across channels from one platform, with document validation, OCR, ID and face matching, and liveness detection.

Payments

Transfers, P2P, bill payments, top-ups, cardless ATM and loan repayments. One-click reuse of saved details and standing instructions.

Personalised dashboard

Per-channel preferences, savings-goal nudges and spend suggestions drawn from the customer’s own behaviour.

Engagement

Rich actionable push, in-tray, in-box, SMS and email, tied to campaigns from the bank’s CRM and data warehouse.

Authentication

OTP, 2FA, hard and soft tokens, native device biometrics, 3D facial recognition, voice, behavioural biometrics and device scoring.

Scale

Architecture proven at millions of users and over 150,000 transactions per minute.

Mobeix™ SME Banking

The app for
fast-growing SMEs.

SMEs are mostly sole proprietorships and partnerships, so the owner wants the app they already use at home with business controls added. Retail simplicity, corporate discipline where it matters, none of the treasury weight.

Banking on your palm
SME banking is a subset of corporate banking, but the owner is one person on a phone. The journeys look like the retail app they already know.
Everyday payments
Single and scheduled transfers, bill payments and beneficiary management, on the same rails as the retail channel.
Salary payments at SME scale
Recurring salary and WPS runs driven by saved templates rather than batch files — sized for a payroll of tens, not thousands.
Multi-auth matrix approval
An authorisation matrix rather than a single checker — approvers, thresholds and limits set by role and by amount, so control scales as the business grows.
Credit lines and card controls
Outstanding principal, limit consumed and limit available for each facility, plus business card limits and freezes.

Mobeix™ Corporate Banking

Cash and trade,
digitised end to end.

A single interface for liquidity, payments, trade and lending, with the entitlement depth a treasury team expects. Recognised by Gartner for commercial cash management and trade finance.

Mobeix Corporate Banking on desktop, laptop, tablet and phone

Liquidity dashboard

Balances across companies and currencies, upcoming payments and receipts, FX rates, and real-time settlement status.

Cash management

Simple transfers through to batch uploads, payroll and sweep services across the group structure.

Trade finance

Letters of credit, bank guarantees, shipping guarantees and bill collections raised online, with assisted journeys for complex documentary credit.

Corporate lending

One view of every credit line — outstanding principal, limit consumed, limit available — grouped logically by product.

Identity and access

User roles that mirror the organisation chart, with access control granular down to the individual transaction and information field.

Multi-tier limit management

Limits set at group, company, account, user and transaction level. A payment that clears one tier still has to pass the next, so treasury policy is enforced by the platform rather than by convention.

Mobeix™ Family Banking

One account.
Three generations.

A shared money space for the household — parents set the rules, children learn to earn and save, and seniors get an interface built for them. And the bank gets to own the relationship a decade early.

Mobeix Family Banking goals, child and senior views on three phones

For the parent

Card controls, spending overview, funding and transfers, task management, subscription plans and approval on large transactions.

For the child

Their own registration, send and request money, card controls, earnings from tasks, spending analysis, goal setting and personalisation.

For seniors

A simplified interface with transaction limits, spending alerts, bill payment, scan and pay, transfers and pending requests.

Allowances and goals

Automate a weekly allowance or send an ad-hoc boost. Savings goals turn a purchase into a plan.

Oversight without surveillance

Category-level spend controls, approval thresholds and fraud alerts across every family member.

Stay connected

Direct call-out to family members, the relationship manager or the bank’s helpdesk from inside the app.

Latest implementations

Already live.
Already at scale.

Deployed in
3 months

Emirates Development Bank went live with Mobeix™ Corporate Banking — from kick-off to production in a single quarter.

AU Small
Finance app

Tagit helped AU Small Finance Bank launch its award-winning super app, bringing banking and lifestyle services into one product.

Clients

Banks that trust us
with their front door.

  • Axis Bank
  • Citi Bank
  • SIF
  • saraswat Bank
  • Baiduri Bank
  • China Bank
  • AU Small Finance Bank
  • Singapura Finance
  • Advans Group
  • Emirates Development Bank

A selection of publicly announced clients. Full reference list on request.

Testimonials

What our clients say

Praveen BhattEx-Head of Digital Banking & Customer Experience, Axis Bank

We were looking for a solid and stable partner who understands the sensitivities and complexities of the digital banking industry. Tagit ticked all the boxes and it has been a long and fruitful journey that is growing in stature and strength each year.

Grégoire Danel-FédouChief Operations Officer and Deputy CEO, Advans Group

With Tagit, we can scale our services on-demand on a secure and robust platform, giving us the freedom to focus on our customers’ needs which will help accelerate digital transformation in our markets.

Jamie TeoCEO, Singapura Finance Ltd.

We are happy to have Tagit on board as our partner to push through our digitalization efforts. Our digital initiatives will help us remain relevant and connect to the younger and tech-savvy customers, and streamline work processes, productivity and our customers’ experience.

About Tagit

Twenty-two years
of digital banking.

Tagit is an award-winning digital banking solutions provider. Since 2004 we have designed, built and deployed digital channels for banks across Asia, the Middle East and Africa — one platform, Mobeix™, and the retail, SME, corporate and family banking suites that run on it.

We work as a partner rather than a vendor: a joint roadmap, our people alongside yours, and a delivery team that stays past go-live. In January 2026, Tagit joined Juniper Group, part of Constellation Software (TSX: CSU).

Book a
walkthrough.

Tell us the channel banking you are trying to launch. We will demo exactly that.

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